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Pier Charleston, SC

Personal Banking

Our personal touch will make all the difference in your banking experience

At The Bank of South Carolina, we support you at every stage of life, nurturing long-lasting relationships that evolve to address your changing needs

How do we make your services personal? First, we listen. Only after understanding your needs do we suggest financial products and services to help you achieve your goals. Convenient, online account access is also provided to complement the personal services we provide – not to replace it.

We differentiate by:
  • Person-to-Person Banking
  • Unprecedented Responsiveness
  • Attention to Detail
Pen writing a check


One size does not fit all – even with checking accounts. With so many options, we’re confident we have an account that’s perfect for you.


Whether you’re just starting out, planning for a family, for homeownership, or for your next adventure, we’ll recommend a savings strategy that meets your needs.

Certificates of Deposits

Earn interest at competitive rates and help your money grow faster than traditional savings accounts.

Health Savings Account

Open an account designed to help you save for future qualified medical and retiree health expenses on a tax-free basis.*

*Consult your tax advisor

Individual Retirement Accounts

The best time to start saving for retirement is now. Invest in your future by opening an account to let your money grow.

Visa Check Cards

Looking for an easier way to pay? Our Visa Check Card pulls money from your checking account so you’ll never have to pay interest.

eSafe Internet Banking

Access your accounts from anywhere you use the internet. Our personalized and secure eSafe banking platform saves you time and helps make your life a little easier.

Consumer Loans

Whether it’s a planned or emergency need, we’ll work with you to find the best possible solution, and quickly close on the loan.

Credit Cards

Earn rewards or cash back on your purchases. We offer a variety of credit card options and we’ll help you find the one that’s right for you.

Personal Reserve Checking

Sometimes cash flow is tight. Apply for our Personal Reserve Checking program to help avoid overdraft complications, charges and embarrassing delays.

Safe Deposit Boxes

Obtain peace of mind by securing your valuables in an easily accessible box in a variety of sizes.

Current Rates

 We offer competitive rates and demonstrated  earnings results to help you grow your savings.

Financial Calculators

Access our easy-to-use online calculators to assist you in making important financial decisions.