Personal Reserve Checking

 

  • A Personal Reserve Checking Account is an unsecured loan attached to your checking account.
  • Whenever your balance falls below zero, your Personal Reserve Checking Account is activated.
  • It will automatically transfer in $100 increments (as available) to cover the short fall in your account.
  • A Personal Reserve Checking Account will help you avoid overdraft complications, charges and embarrassing delays.
  • Repayment made simple and easy by directly debiting your regular checking account.
  • Flexible loan amounts.
  • Competitive interest rates
  • You can apply for a Personal Reserve Checking Account by visiting anyone of our offices and speaking with a branch manager or loan officer.