Current Job Openings

Mortgage Loan Originator

The successful candidate will possess a minimum of three years of lending experience, and two years of both mortgage lending experience and sales experience with a proven background of meeting and exceeding sales goals.
EOE M/F/Disability/Veteran
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).
Must have an active book of business and knowledge of FHA, VA, USDA, Fannie Mae and Freddie Mac products and guidelines.


Job Requirements

·†††† Takes residential mortgage loan applications AND offers or negotiates terms of residential mortgage loans.

·†††† Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external referral sources.

·†††† Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs.

·†††† Guides Customers through the mortgage application process; explains information required and other aspects of the loan process to Customers.

·†††† Ensures applications are completed accurately and contain required information and supporting documentation.

·†††† Manages Customersí expectations regarding processing times and closing dates.

·†††† Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines.

·†††† Develops plan to achieve sales goals with assistance from sales management.


Qualifications

·†††† Bachelorís degree or progressive work experience in addition to experience below.

·†††† 2-4 Years of related experience.

·†††† Proven Sales ability.

·†††† Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.

·†††† Maintains the highest level of sales ability and negotiation skills.

·†††† Self-directed, with developing ability to plan own activities to achieve sales goals.

·†††† Excellent communication skills, both verbal and written

·†††† PC skills, including ability to learn mortgage origination and automated underwriting systems

·†††† A satisfactory criminal background check, a credit report, and a review of information from the National Mortgage Licensing System and Registry (NMLSR) regarding any administrative, civil, or criminal findings by any government agency are required by federal law for this position (Regulation Z, 12 CFR Part 1026).

·†††† Benefits are offered: Medical, dental, vision, supplemental insurances, Employee Stock Ownership Plan (ESOP) and others.